Terms & Conditions

BeYofi World Pay (BWP) Terms & Conditions

Operated by BeYofi World Merchant Services, LLC

1. Acceptance of Terms

By accessing or using BeYofi World Pay (“BWP”), offered by BeYofi World Merchant Services, LLC (“Company,” “we,” “us”), you (“Merchant,” “User,” or “Client”) agree to be bound by these Terms & Conditions (“Terms”). If you do not agree, please do not use our services.

2. Description of Services

BWP provides secure payment processing solutions, digital wallet services, and merchant account management to individual and business clients, supporting both U.S. and international transactions. Our services comply with industry standards, including PCI DSS and all relevant privacy protection laws.

3. Business Values & Sustainability

BeYofi World Merchant Services, LLC is committed to operating sustainably, ethically, and transparently. We strive to reduce our environmental impact and promote responsible practices throughout our operations and partnerships. We expect our users to honor these values in their business dealings.

4. Accounts and Registration

· To access BWP, you must register and maintain an accurate, current account.

· You agree to provide truthful information and keep your account secure.

· You are responsible for any activity under your account.

5. Use of Services

· You agree to comply with all applicable laws and regulations.

· Prohibited activities include, but are not limited to: fraudulent transactions, money laundering, selling prohibited goods/services, and activities that may harm BWP, its users, or the environment.

· We reserve the right to suspend or terminate your access for violations or suspected misconduct.

6. Geographic Restrictions

BWP serves clients in the United States and specified international locations, subject to applicable laws and regulatory requirements in each jurisdiction.

7. Legal and Compliance

· BWP adheres to PCI-DSS, anti-money laundering (AML), and data privacy regulations.

· You are responsible for complying with all laws related to your transactions and business operations.

8. Customer Funds and Security

· Customer funds are held in compliance with applicable laws and are protected via secure, industry-standard technology.

· We do not guarantee bank insurance unless explicitly stated.

9. Fees and Payments

· Fees for BWP services are clearly disclosed at sign-up and periodically updated online.

· By using BWP, you authorize us to charge applicable fees.

10. Refund, Dispute, and Chargeback Policy

· Refunds are handled per merchant-specific policies and applicable laws.

· Disputes or chargebacks must follow our established procedures and will be managed in accordance with industry standards.

11. Sustainable & Responsible Use

· We encourage users to minimize unnecessary transactions and resource use.

· Merchants are encouraged to adopt environmentally responsible business practices and to avoid products/services that cause significant ecological harm.

12. Limitation of Liability

· BWP and BeYofi World Merchant Services, LLC do not accept liability for indirect, incidental, or consequential damages.

· Total liability for direct damages shall not exceed the fees paid in the past 12 months.

13. Privacy Policy

· Our Privacy Policy, incorporated by reference, describes how your data is collected, used, and protected.

· You agree to the practices outlined in our Privacy Policy by using our services.

14. Accessibility Policy

· We are committed to providing equal access to all users, including those with disabilities.

· Our website and services are designed to support accessibility standards (such as the Web Content Accessibility Guidelines).

· If you have difficulty accessing BWP or need an alternative means of communication, please contact us at info@beyofiworldpay.com so we can provide appropriate assistance.

15. Cookie Policy

· BWP uses cookies and similar technologies to enhance the user experience, analyze usage, and support site functionality.

· By using our services, you consent to the use of cookies in accordance with our Cookie Policy, which details what cookies are used and how you can manage your preferences.

· For more information or to change your settings, please review our Cookie Policy or contact us.

16. Advertising Policy

· BWP may present advertisements, sponsored content, or promotions from third parties on our website or through direct communications.

· We strive to ensure that all advertising is truthful, not misleading, and complies with applicable regulations.

· We do not endorse or guarantee third-party products or services advertised and encourage users to conduct their own due diligence before engaging with any advertisers.

17. Modification of Terms

We reserve the right to update these Terms at any time. Material changes will be communicated through our website or directly to users. Continued use signifies acceptance of the revised Terms.

18. Termination

· You may terminate your account at any time.

· We reserve the right to suspend or terminate accounts for violations or at our discretion.

19. Governing Law

These Terms are governed by the laws of the State of Georgia, USA, without regard to conflict of law principles.

20. Contact

For support, questions, accessibility assistance, or privacy concerns, contact us at: info@beyofiworldpay.com